Alternative Funding

Why Bridge Loans Are Needed.

Alternative Commercial Finance /

Often referred to as Gap Financing, Bridging Loans and swing loans, a Bridge Loan is a form of short-term financing used until a business or person/persons secures the permanent financing they need. This type of loan is designed to help businesses with their immediate financial needs as they are waiting for other funding sources. Bridge loans can be an excellent source for covering unexpected costs when a business is waiting on long-term financing. Bridge Loans are subject to credit underwriting and approval.

Why Bridge Loans Are Needed. Read More »

SBA Micro Business Loans.

Alternative Commercial Finance /

A Microloan can be good for a business that is struggling to qualify for traditional bank financing. The (SBA) U.S. Small Business Administration Microloan program provides loans of up to $50,000 to help small businesses and start ups expand their operations.

The average Microloan is about $13,000 yet smaller-size loans of $5000.00 up to $50,000 are provided through SBA funding intermediaries. A Microloan is a short-term loan (six months to five years) up to $50,000. SBA 504 Loan or Certified Development Company program is designed to provide financing for the purchase of fixed assets, which usually means real estate, buildings and machinery.

SBA Micro Business Loans. Read More »

Business Term Financing-How It Works!

Alternative Commercial Finance, Business Term Financing /

Business Term Loans are standard debt financing having standard payments with a maturity and amortization schedule. Business Term Loans are typically collateralized using the assets (Real Estate, Raw Land, Equipment, Accounts Receivable or Cash Flow) of the borrowing business. The financing process takes between thirty to ninety days with banks or credit unions, yet fortunately non-bank lenders can move a business from the lending application to funding/financing within twenty-four hours.

Business Term Financing-How It Works! Read More »

Equipment Financing-Improve Your Business Cash Flow!

Equipment Financing /

Improve Your Business Cash Flow! Equipment Financing is for businesses that use equipment in their day-to-day operations, it can help businesses to keep as much cash in-house as possible. An Equipment Loan is a type of business loan that allows you to buy new and sometimes used equipment immediately to meet the needs of a business while it makes agreed upon fixed monthly loan payments. Equipment Financing is essentially a rent-to-own plan. Equipment Financing will not hinder cash flow. Intended to be a financial help to a business purchasing needed equipment and or machinery.

Equipment Financing-Improve Your Business Cash Flow! Read More »

RBF-Revenue-Based Financing What Is That?

RBF-Revenue-Based Financing /

SECA Funding Company The Professional Private Credit Experts Providing Subordinated – Revenue-Based Financing. (RBF) is a type of funding whereby a company receives a capital investment for its exchange of a share of its future revenue until the established Cap a pre-defined absolute amount has been repaid. With RBF, the lender is essentially purchasing a percentage of a business’ future sales at an agreed upon discount. RBF is more of a short-term financial solution. Revenue-Based Financing does not come with set repayment terms, the majority of RBF agreements are repaid within six months or a year.

RBF-Revenue-Based Financing What Is That? Read More »

How To Secure Franchise Funding Through Franchise Factoring.

Franchise Factoring /

A Franchise Factor is familiar with the unique issues facing businesses operating within the Restaurant and Hospitality Industry, such as:

Seasonal declines in sales
Owners with past credit problems
New businesses with no credit history
Rapidly growing businesses with fluctuating sales and earnings histories
Unique expansion opportunities that are lost because of financial capital shortages
Insufficient cash to meet payroll and other operating expenses
Inventory and supply needs that go unmet

How To Secure Franchise Funding Through Franchise Factoring. Read More »

Oil & Gas Industry Factoring Explained.

Oil & Gas Factoring /

Factoring takes away the wondering of when funds will arrive, or about having the needed amount of cash on hand for any expenses, the Oil Business owners then only have to focus on the daily operational activities of their company.Approval for factoring is based on the creditworthiness of the customers of a business, as they are the ones legally liable for the invoice payment. Factoring for Oilfield Services Companies

Invoice Factoring is a financing solution used by Oilfield Services Companies and Oil Suppliers with a need for Immediate Cash Now!

Oil & Gas Industry Factoring Explained. Read More »

What Is Merchant Cash and ACH Cash Advance?

Merchant Cash and ACH Cash Advance /

A Merchant Cash or ACH Advance is a lump sum of cash to be repaid from credit card or retail sales. The issuer will acquire compensation via taking a percentage of every sale until the advance is repaid. Its critical to observe that most Merchant Cash or ACH Advances are not considered loans but truly advances based at the chance of future income. For More Information On Merchant Cash Advances and ACH Cash Advances
Contact SECA Funding Company Today!
(800) 413-5167

What Is Merchant Cash and ACH Cash Advance? Read More »