FDIC Bank Term Loans & Lines of Credit Program
THANK YOU FOR YOUR INTEREST IN OUR 10-YEAR FDIC INSURED BANK TERM LOAN FOR YOUR BUSINESS.
We Really Give Our Clients What They Really Want…A Monthly Pay, 10-Year, FDIC-Insured Bank Term Loan!!!
This program is tailor-made for borrowers who can no longer refinance through SBA channels and need a streamlined process with minimal red tape. Most business types nationwide are eligible, with simple requirements.
The FDIC 10-year Insured Bank Term Loan is a true game-changer for businesses looking to refinance Merchant Cash Advances (MCAs) and/or secure new working capital.
Why Does This Matter?
With the Small Business Administration no longer supporting MCA refinancing, there’s almost nowhere else for small business owners to turn. That’s why having access to this 10-Year, FDIC-Insured Bank Term Loan is absolutely essential!
PROGRAM:
Rates range from 13% – 22% APR
No Upfront Fees
Affordable Fixed Monthly Payments
Pre-Approval in 48 hours or less without impacting credit
Light documentation
Funds in just 2-3 weeks
Not an SBA loan or MCA
Perfect for refinancing MCAs
One-time success fee after successful closing
Key Features & Benefits:
Fast – Loans close quickly – in just 2-3 weeks.
Light documentation: just recent bank statements, tax returns, and debt schedule.
Not an SBA or MCA product, but a flexible, conventional business loan with low rates, affordable monthly payments, and no prepayment penalty.
Financing amounts from $25,000 to $350,000 (higher available).
True 10-year loan terms with monthly repayments.
Competitive fixed interest rates (13% – 22%, similar to business credit cards) and no hard collateral.
For MCA refinance clients: average monthly payment drops by 60% – 85% dramatically improving cash flow and providing immediate financial relief.
Requirements To Apply:
FICO: 640 minimum credit score requirement
Funding: Up to $350,000.00
Time in Business: 1 year minimum
Annual Revenues: $100k minimum and positive net income required
Industries: All Good EXCEPT: No Transportation/Logistics & No Cannabis Related Business
Ownership: 51% owner must be U.S. Citizen or legal permanent resident
Available in all 50 states
Client Benefits:
Lower debt payments an average of 50% – 75%+ in days, w/o any new loans
90% of applicants accepted into the Program
Attorney-led debt restructuring teams, with decades of experience, will renegotiate you the clients’ existing creditor notes.
No collateral required
No negative impact to personal or business credit, in many scenarios
No upfront out-of-pocket fees
Quick and easy application process
Customized offer/term sheet/closing call within 24 hours
Remember 90% of applicants are approved for the Program
Call Us Now, Today! Toll-Free 800-413-5167 Ext. 9
Our Certified Brokers Are Waiting To Help You.
Email: contact@secafunding.com