Selling SECA Funding Company your Auto Loan or Lease Portfolios is always a good business move.

Auto Loan or Lease Portfolios

A Bulk Portfolio transaction is commonly used in the Buy Here, Pay Here Industry as a primary method of generating operating capital.

“Buy Here/Pay Here” Portfolios

Whether your dealership sells or leases cars you can sell your portfolio.

SECA Funding Company Is Your Alternative Financing Solution.

Referred to by many names Buy Here / Pay Here Paper or Portfolios or Car Loan Portfolios or Auto Loan Portfolios or Leases; SECA Funding Company can purchase these portfolios and provide the owner/dealer with much needed cash.

What Makes A Salable Auto Portfolio

We here at SECA Funding Company are interested in portfolios with principal balances of around $50,000 to $100,000 minimum, yet the sky is the limit. If your portfolio is close to this minimum we’d like to review your portfolio.

A dealer can expect a bid from the low 70% to the low 80% and sometimes to the low 90% of the remaining balance of the portfolio.

  • Preferred loans where the cars have the GPS locators on them but this is not necessary.
  • with Loan interest rates that are at or close to the state maximum.
  • Loans that are paid monthly and for an original term of around 3 years.
  • The vehicle sales are at realistic values including down payments of about 10%.
  • The Loans are being paid and are current (although some investors purchase bankrupts).


Typically “Buy Here / Pay Here” auto dealers fund their own buyer purchases having their buyers pay them the dealer monthly or weekly for the car they purchased.

Selling your accounts will allow you to profit faster while reducing your portfolio exposure, remember guaranteed money today is always more valuable than wishful potential money of tomorrow!

Over a reasonable short period of time a dealer can have $100,000 and eventually
much more, tied up in loans to their buyers, their customers.

When the need arises to buy more inventory or expand their business these dealers need to sell
their Car Loans or Car Lease Portfolios and that’s when we can help.

With the cooperation of the dealer we can successfully fund the purchase of their Auto Loan Portfolio or Auto Lease Portfolio in 48 to 72 hours, generally with everyone’s cooperation, a portfolio can be sold and funded in no more time than a week.

We Purchase Qualified Auto Loan or Lease Portfolios Anywhere In The United States of America.


Do you know what your Loan or Portfolio is worth? Get A FREE NO – Obligation Quote.

Call Now! Toll FREE (800) 413 – 5167

or Visit:

In The Section Financing Requested *

Select: Other Financing.

Leave a Comment

Your email address will not be published. Required fields are marked *