Alternative Commercial Finance

One main advantages of alternative commercial finance is that it does not require businesses to have a perfect credit score. In fact, many alternative lenders are more interested in the business’s cash flow and potential for growth rather than their credit history. This makes it an ideal option for businesses that may have been turned down by traditional lenders in the past.

Additionally, alternative commercial finance often offers more flexible repayment terms, allowing businesses to repay the loan based on their cash flow and revenue.

Equipment Financing-Improve Your Business Cash Flow!

Improve Your Business Cash Flow! Equipment Financing is for businesses that use equipment in their day-to-day operations, it can help businesses to keep as much cash in-house as possible. An Equipment Loan is a type of business loan that allows you to buy new and sometimes used equipment immediately to meet the needs of a business while it makes agreed upon fixed monthly loan payments. Equipment Financing is essentially a rent-to-own plan. Equipment Financing will not hinder cash flow. Intended to be a financial help to a business purchasing needed equipment and or machinery.

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RBF-Revenue-Based Financing What Is That?

SECA Funding Company The Professional Private Credit Experts Providing Subordinated – Revenue-Based Financing. (RBF) is a type of funding whereby a company receives a capital investment for its exchange of a share of its future revenue until the established Cap a pre-defined absolute amount has been repaid. With RBF, the lender is essentially purchasing a percentage of a business’ future sales at an agreed upon discount. RBF is more of a short-term financial solution. Revenue-Based Financing does not come with set repayment terms, the majority of RBF agreements are repaid within six months or a year.

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What Is Merchant Cash and ACH Cash Advance?

A Merchant Cash or ACH Advance is a lump sum of cash to be repaid from credit card or retail sales. The issuer will acquire compensation via taking a percentage of every sale until the advance is repaid. Its critical to observe that most Merchant Cash or ACH Advances are not considered loans but truly advances based at the chance of future income. For More Information On Merchant Cash Advances and ACH Cash Advances
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What Is Specialty/Alternative Finance?

Alternative Finance refers to non-traditional ways to finance and deliver development outcomes from private or public sources. Alternative/Specialty Finance can be defined as financing activity that occurs outside of the traditional banking system. Alternative/Specialty Finance companies typically make loans to consumers or businesses that are underserved by traditional banking institutions. Specialty Finance Firms are typically much easier to work with than traditional banks. Specialty Finance Lending provides capital power and flexibility to fuel a clients’ financial growth.

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Selling SECA Funding Company your Auto Loan or Lease Portfolios is always a good business move.

We here at SECA Funding Company are interested in portfolios with principal balances of around $50,000 to $100,000 minimum, yet the sky is the limit. If your portfolio is close to this minimum we’d like to review your portfolio. Referred to by many names Buy Here/Pay Here Paper or Portfolios or Car Loan Portfolios or Auto Loan Portfolios or Leases; SECA Funding Company can purchase these portfolios and provide the owner/dealer with much needed cash.

Selling SECA Funding Company your Auto Loan or Lease Portfolios is always a good business move. Read More »

Looking for an Asset-Based Loan?

ABL is commonly referred to as factoring’s big brother since many early stage business owners involved in manufacturing and distribution and utilizing factoring for cash flow solutions eventually will evolve to the use of a larger Asset-Based Lending arrangement for the financing of their inventory and equipment. Asset-Based Loans can be structured as revolving credit.

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